Americans for Free Markets (AFFM) is a coalition of groups in support of free markets and economic growth. AFFM recognizes that a strong banking and financial system, free from governmental interference and political motives, is the backbone of a robust free market and a prosperous, thriving economy; critical to our national security; and instrumental in advancing American competitiveness around the world. We advocate for policies that empower businesses to make decisions in the best interest of their customers and shareholders without fear of government micromanagement or retribution.
We’re a growing coalition of businesses and community groups in support of free markets and economic growth. Our mission is clear: to advocate for policies that empower businesses to make decisions in the best interests of their customers and shareholders without fear of government micromanagement or retribution, and oppose policies that restrict competition, increase costs, and weaponize government against business to score political points. Check out our growing list of partners:
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President Trump delivered his first State of the Union address of his second… Read More
Experience is life’s great teacher. And experience shows that the good… Read More
“Congress should take a targeted approach to address the problem of… Read More
We applaud @federalreserve for seeking to make permanent the removal of reputational risk from bank supervision.
Ensuring fair access to banking services strengthens trust in the system & AFFM looks forward to working w/ @SenatorTimScott to enact a national fair access standard.
Chairman @SenatorTimScott applauds the Fed’s move to codify its removal of reputational risk from supervision.
No American should lose access to banking services because of their political views, faith, or lawful business.
This is a major step toward ending debanking.
Rate caps don’t improve credit card access — they reduce it.
A 10% credit card cap could mean lower credit lines, tighter approvals and added fees. Less flexible credit means costlier alternatives — hurting small businesses and their customers.
More from @USChamber:
Price controls reduce access and harm the very people they’re meant to help. A 10% credit card rate cap would eliminate access for nearly 9 out of 10 cardholders with lower credit scores.
@dlibsen on why government mandates backfire and free markets work:
🚨WATCH: Executive Director @ForFreeMarkets @Dlibsen speaks out on credit card rate caps, and how they could impact main street Florida and America
A new @CatoInstitute report reveals how government’s role in private banking decisions led to sudden and often unexplained debanking.
@EconWithNick explains government-driven debanking and what Congress can do to restore fair access:
My newest @CatoInstitute report is out now and breaks down what you (and Congress) need to know about debanking.
The report is long, so let me break it down here. 🧵
https://www.cato.org/policy-analysis/understanding-debanking-evaluating-governmental-operational-political-religious
.@POTUS’ EO and @SenatorTimScott’s FIRM Act are crucial steps to end government-driven debanking. Working off of this momentum, Congress and the administration can protect our nation’s free market system and ensure fair access to banking is based on sound business judgment, not
Regulators have enormous powers over the banks…too much. It is vital that regulators evaluate objective, quantifiable banking metrics rather than subjective measures, such as reputation risk, which is prone to abuse. Important piece on debanking from @ForFreeMarkets’ @SenToomey
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